Take Charge of Your Financial Future
Join Our SACCO Today!customercare@batsacco.co.ke
Jiunge Ujijenge
Since 1975, BAT NON-WDT Sacco has grown from serving BAT employees to becoming a trusted financial partner for contractors, retirees, and professionals across the region.
We’re on a mission to transform our members’ socio-economic status by offering smart savings, affordable loans, and competitive financial solutions—all managed with integrity, innovation, and professionalism.
Driven by member needs and guided by our values of Customer Focus, Reliability, and Teamwork, we’re here to help you achieve more with your money.
Your financial breakthrough is closer than you think.
How to join us:
Step 01
Application Forms
Download the application form here.
Send the Forms, ID copy, Coloured passport photo and KRA Pin to customercare@batsacco.co.ke
Step 02
Make Payments
Pay the joining fee & share capital via Pay Bill 400222, A/C No: 446110# followed by your name (no spaces).
Step 03
Submit
Submit the form to our customer care desk or email it to customercare@batsacco.co.ke or info@batsacco.co.ke.
Your Financial Goals, Our Tailored Loan Solutions
Super Development Loan
Finance your property or business goals with up to 3x your savings, 72-month terms, 12.5% reducing interest, and a 1% insurance fee. Minimum loan: Kshs 1.5M.
Jiendeleze Loan
Designed to help you fund personal ventures and investments. Borrow up to 3x your savings with flexible 60-month terms, a 14.5% reducing interest rate, and a loan limit of up to Kshs 5M.
Emergency Loan
Tailored to support members during unforeseen financial needs. Access up to 3x your savings with a 12-month repayment period and a 14.5% reducing interest rate.
Karibu Loan
Designed for new check-off members with low deposits. Borrow up to 3x your savings (max Kshs 1M) after 3 months of membership, with up to 36-month repayment, 12% annual reducing interest, and check-off repayment only.
Asset Financing Loans
Enjoy flexible, self-securing financing to acquire household and lifestyle assets without straining your cash flow. Get up to 36 months to repay at 15% p.a. on reducing balance.
Collateral Loans
Finance your property or business goals with up to 3x your savings, 72-month terms, 12.5% reducing interest, and a 1% insurance fee. Minimum loan: Kshs 1.5M.
M-Sacco *346#
Access instant cash anytime, anywhere with M-Sacco, our convenient mobile platform designed just for you.
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✔ Instant Mobi-Loans
Borrow up to 15% of your savings, capped at Ksh. 100,000
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✔ Affordable Rates
Enjoy a flat 5% interest per month
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✔ Flexible Repayment
Repay in up to 30 days
Latest Sacco News
May 9, 2025
May 9, 2025
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